RAC Car Finance

Finding you the best finance deal for the car you love

Why get an RAC Motor Loan?

  • Quick online application
  • Instant decision
  • No hidden fees
  • Personalised APR
  • FREE breakdown kit & FREE car history check with every completed loan

Are you eligible for an RAC Loan?

  • Open to members AND non-members
  • You’re aged over 21 and under 75
  • You've been a UK Resident for 3 years
  • You have a minimum annual income of £15,000
  • You’re a homeowner or tenant
Get my Quote

RAC Motor Loan

Whether you’re looking to buy your dream car, family run around, or commute to work, at RAC we know that one size doesn’t fit all when it comes to Car Loans. That’s why we give you an interest rate personal to you based on your own circumstances, so you can see your chances of being accepted before you apply. Our soft search tool lets you find the right deal without affecting your credit record, helping you to stay in control of your borrowing.

With an RAC Motor Loan we make sure you have complete clarity and certainty from the outset to help you balance your budgets. Clear and simple, with great service to match. Just fill in our simple quote form to tell us a few details about yourself. Don’t worry this won’t affect your credit record.

And to give you complete peace-of-mind, we’ll even throw in a FREE breakdown kit for your new car as well as a FREE car history check.